Original publication date: November 25, 2020
Question:
We sent a simulated wire in the sandbox. The transaction shows as pending but the account shows the wire as success/completed/posted. Why is there a discrepancy?
Answer:
An account shows activity, not transactions. Activity is only completed transactions.
Activity moves from pending to complete during account settlement at night. At that time, reordering, credits before debits, interest calculated, and running balances are applied.